2nd Home Mortgage Brantford ON

2nd home and investment properties mortgage

Cottage Mortgage for Ontario, Canada Vacation Homes

Our mortgage specialists at Silver Maple Mortgages can make getting a cottage mortgage, vacation home mortgage or 2nd home mortgage across all major cottage country and the great lakes area's !

Ontario has some beautiful lakes and great recreational properties.

Many city dwellers escape to their vacation homes during the summer or all year round. If owning a cottage is a dream of yours, speak to the experts at our office.

We have access to lenders all across Canada who offer mortgage products tailored to a cottage mortgage. We can show you how you can use the equity in your home to realize your dream of owning a cottage.

We have lenders for the two main types of cottage properties:

The first type is generally year round with central heating and road access. We call them type A, these properties are zoned as residential, seasonal or rural. Type A can be financed up to 95% of the property value.

Type B properties are homes that are generally seasonal and central heating is not required. Seasonal road access is also permitted. Type B can usually be financed up to 75% of the value of the property.

Cottages can be a wonderful getaway destination for the whole family to relax and enjoy.

Why not begin making memories of your own with low rate financing on your cottage mortgage? Whether you are looking for a lakeside summer cottage or a winter ski chalet, we can help you get the financing you need. We can tailor the mortgage to suit your needs with payments on a monthly, bi-weekly or weekly plan. Pre-payment options and flexible terms are also available.

Whether you are building a new cottage or purchasing a vacation home in the traditional cottage area’s of Ontario, or on the shores of any of our beautiful great lakes, call the cottage mortgage experts at Silver Maple Mortgages.

Call us today for a free consultation on financing your vacation property.

Investment Mortgages

We can find lenders for your next investment purchase that can provide funding to up to 80% of the appraised value of your rental income property.

We at Silver Maple Mortgages know the mindset of an investor, in fact many of our staff owns or is involved in investment properties of their own.

Our mortgage specialists at Silver Maple Mortgages will find the mortgage solution to meet your needs, being it your first investment property or your next of many.

We will find the right solution for financing your investment, acquiring your rental portfolio, converting your current home in a rental, purchasing a property for your child to live in.

Not sure where to start, talk to us, we can help in taking the first steps towards real estate investing, or help you plan the portfolio you have in mind. We are just a phone call away (866)442-0165.